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Almost one month later

February 25th, 2007 at 09:50 pm

Almost one month later of zero-based budgeting and paying off debt...


This is where I stand:
BS2: $6915 / $22211 - 43% Completed!
CapOne, Home D, Emerge, CapOne, MBNA, Americredit - DONE
Wells Fargo: $1674
CapOne: $1861
BoA: $1999
401k Loan: $3040
Student Loan: $5014

4 days till

January 27th, 2007 at 07:28 am

Baby emergency fund - check
zero budget - check
envelopes - check
advice from everyone at savingadvice.com - check
still disagreeing SO - check...

So Feb 1st - the day I'm hoping to start flipping thing around. I finally got sick and tired of being sick and tired about worrying about money - ALL OF THE TIME.

I don't have alot of debt compared to my income - but life is just so dis-organized I just can't get it all together. So after about 6 months of reading/listening to Dave Ramsey, and 2 months of reading savingadvice.com forums... I'm taking the plunge.

I am now in the countdown to kick off my trip to financial freedom!